Cost of Midwife vs Doctor

Facebook Twitter Pinterest Email

We’ve been using a midwife from the very start of our journey as parents.  Our main reason for using a midwife is because I’m more comfortable giving birth naturally at home than in a hospital where they’re more likely to administer drugs.  But, there is an additional perk, which is the cost.  We do not have health insurance, other than the individual insurance my husband gets through work for only himself.  So, saving on the birth of our children was a must from day one.  Just take a look at the chart below and you’ll see what a difference using a midwife can make in the cost of giving birth.

As you can see, the cost of a hospital birth is almost 10 times the cost of using a birth center or midwife at home.  We’ve never paid more than $2500 for the midwives we’ve used for each of our 4 children.  Our fourth child is actually due any day now and we’re almost paid in full, which gives us an extra discount.  So, we’re only paying $2000 this time around. 
I’ve used the money I earned from doing childcare in our home for 8 months to pay cash for our midwife and ultrasound cost, which was only $100 for the 2D ultrasound and pictures we got along with that.  We’ve never had to use funds from any source other than my work income for each midwife.  We never let our monthly expenses exceed what my husband’s income is.  So, whenever I make an income, it always goes into savings for health costs and emergencies.  I’m never pressured to work, which allows me to be much more content with my duties as a stay-at-home mom (SAHM.)  I thank God every day for my husband’s steady income and the blessing of being a SAHM.  

Facebook Twitter Pinterest Email

Reflecting on Past Pregnancies

Facebook Twitter Pinterest Email

As of right now, we are weeks from welcoming our fourth child into this world.  It has been a relatively easy pregnancy up until this point.  My first three pregnancies were all a little different.  With my first, Abigail, everything was new and exciting.  I was working as a teller for a local bank, had little stress, and was eating very well.   Although I was nauseous off and on during my first trimester, I only threw up my breakfast once.  And, as long as I was eating small protein snacks every hour or two, I was fine.  Toward the end of my pregnancy, we moved to TN from our home in WI.  We felt that God was leading us there in order for Jesse to pursue a Christian music career.  We were very much at peace about everything, so stress was still minimal throughout most of my pregnancy.  However, in the end, she came about a week past my due date.  At the time, Jesse had no job and we were running low on rent money.  So, needless to say, I was a little stressed.  My labor progressed after drinking castor oil, which was the most vile thing I’ve ever tasted.  Even after mixing it with strawberry sherbet, it was still very gross.  But, I would still recommend it if your labor is not progressing.  Once the contractions started coming consistently, it was only a few hours before Abigail was born.

With our second child, Eliza, we were back in WI living above Jesse’s parents in a duplex.  Again, I was working as a teller at the same bank.  And, again, I remember throwing up only once.  I experienced quite a bit of nausea, however.  One of the things that actually curbed my nausea was sucking on sour patch kids.  I know, this wasn’t very healthy, but it helped me get through work each day.  Eliza was our surprise baby, since she came a week early.  With each of our children, we’ve chosen to have a midwife deliver.  Unfortunately, the mid-wife did not make it to the birth of Eliza.  My husband, Jesse, was forced to take on the responsibility of handing her to me after she was born.  It was an amazing experience for both of us and we could feel the Lord’s presence throughout the entire process.  Our midwife did arrive shortly after she was born, and Eliza was just fine.  She was a healthy baby girl that immediately slept through the night.

My third pregnancy was different in almost every way.  My first trimester was agonizing.  I was nauseous almost continuously and it was more difficult to find time to sit, relax, and have a snack.  At the time, I was working second shift as a loss mitigation expert for a large bank.  It was a stressful job and I wouldn’t get home until 11:30pm most nights.  I was sick with the flu and had bad colds throughout the pregnancy.  About 5 weeks before my due date, Ethan dropped really low and it was difficult to continue going to work.  I had to take it easy.  Everyone, including my midwife, thought he was going to arrive early for sure.  After 5 weeks, he still hadn’t arrived.  Thankfully, he did decide to come two days later and we had a healthy baby boy.

I’ve learned after going through these three pregnancies, that each time is a bit different and the baby comes when he/she is ready.  I can also see after reflecting on my experiences, that stress can cause unwanted physical reactions whether you’re pregnant or not.  My fourth pregnancy, which isn’t over yet, has been similar to the third.  At the beginning, I was just starting childcare for two couples and we had just gotten a dog.  It was a stressful time yet again.  The nausea was actually worse, although I was eating almost constantly.  Oddly enough, I never threw up.  I was just really nauseous all the time.  My second trimester was much easier and I felt that I had more energy.  Now, 4 weeks until my due date, Timmy has dropped low and I’m having difficulty moving around, bending over, and sleeping some nights.  Since he is so low, any small movement can stop me dead in my tracks.  I’m praying that Timmy comes a little early, unlike Ethan.

 

Facebook Twitter Pinterest Email