Coupons and Groupons: Are They Really Saving You Money?

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Ever since we’ve started our efforts to stop spending money, pay off debt, and save money, I’ve been looking through coupon websites and signing up to get the latest Groupons and all of the latest deals and steals.  So, for the past couple months, my inbox has been full of newsletters and information letting me know where the deal is at.  Sometimes, it’s hard to resist those “deals.”  I mean, who can resist anything when it’s 50-75% off?  And, what if it’s 100% off?  I’m serious!  Sometimes, there are deals that are 100% off and all you have to pay is shipping.  The deal says, “Absolutely free!” and in small letters at the bottom, it states that shipping is not included in that “free” statement.

Needless to say, I’ve given in to a few of these “deals.”  I’ve clipped coupons and redeemed coupon codes, and taken advantage of the latest sales and clearance prices.  I’ve gotten the latest Groupon and Plum District deals and steals.  I have even fallen for the 100% off on something I really didn’t need.

So, I asked myself, “Why would any business give something away for free or for so little?”  That question lead to another question.  “What is the goal of every business?”  And, the answer to that of course is to make money.  The goal of every business is to GET YOU TO SPEND MONEY on their products or services.  What is MY goal?  My goal is to SAVE MONEY.  But, not in the sense that I’m saving 50-75% on something I don’t need.  I want to really SAVE MONEY in that I can see it in my savings account, or I can see my debt decreasing.

So, I’ve decided that there will be no more coupons or Groupons UNLESS I can use a coupon or Groupon for something I NEED.  I will not get pulled into a good “deal” just because it’s a good “deal.”  I will only look for specific coupons and Groupons that will help me save money on things I have already determined that we need.  So, whenever I go online to order something we NEED, I will order through Ebates.com if I can and go to RetailMeNot.com and find coupon codes for those things that I NEED and ONLY what I NEED.  I will unsubscribe from newsletters and mailing lists that tempt me to get the latest deal or steal.  I will not buy something unless I have already determined, BEFORE finding the coupon or Groupon, that we NEED whatever it is.  I will STOP SPENDING and SAVE!

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Ebates Can Help You Save on Everything

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I just discovered this really great website for saving money online.  I shop online at Target.com a lot, because I always seem to get Target gift cards for all sorts of reasons.  I get them for my birthday, Christmas, having a baby, anniversary, kids birthdays, you name it!  So, it’s great when I can get cash back on something I didn’t even pay for myself.

What is this great website you ask?  It’s Ebates.com and it’s free to sign up.  When you sign up, you even get a free $5 gift card.  But, remember to only spend on things you were already planning to buy or things that you need.  I don’t want to be the reason anyone spends money on stuff they don’t need or have the money for.

Happy Shopping (for stuff you need of course!)

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Retail Me Not!

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I just wanted to share this website that I use quite often.  Whenever I have to order vitamins, I get a coupon code from RetailMeNot.com.  You can get coupon codes for almost any website and save tons of money just by typing in a coupon code at the time of checkout.  You can also get printable coupons and grocery coupons.  It’s a great website that will help you save money.  Highly recommended. 

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