We love our ipod and ipad. We use them literally every hour of the day. Our ipad wakes us up in the morning by playing our favorite music, and then it informs us of incoming e-mails throughout the day. The ipod is used by me mainly to check e-mail and track our finances through the free Mint.com app. We can also use the ipod to make calls for free using Skype. Since we use our ipod and ipad for almost everything, I thought it purely logical to add finances to the list of things to use them for.
|What’s for Dinner?|
With the “What’s for Dinner” app, I can find recipes, plan out our meals for the week, and make my shopping list. With my online banking app, I can check the balance in our accounts, make transfers, and pay bills. I even have the Zillow Mortgage Marketplace app to keep track of current mortgage rates and calculate whether it makes sense to refinance or not. The next app I hope to begin using is the debt free app which helps you pay off debt using the debt snowball method. The debt snowball method is explained in Dave Ramsey’s books and is a proven way to pay off debt as quickly as possible. Basically, you start with the lowest balance with the highest interest rate and pay that off first. Once that is paid off, you take what used to be the monthly payment for that debt and put it toward the next debt on your list. Every time you pay off a debt, you put those monthly payments toward the next debt to be paid off. The app that I have right now is the free version of the Debt Free app and will allow you to enter a maximum of 2 debts. The current price is 0.99 for the full version of Debt Free.
My husband and I have found these apps to be extremely useful in planning out ways to save, keeping track of our income and expenses, and planning for the future. I hope you find them useful as well!